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Charlton Gardens

Queensway, TF1 6DA

Shared ownership
Shared ownership
Tilmore (Apley) 20th May 2022
View map

Register your interest

  • From

    £142,500

  • With min. deposit

    £7,125

Developer Phone Number:

  • From

    £142,500

    3 bedroom

  • From

    £200,000

    4 bedroom

Countryside Homes (Sage)

£142,500

3 bedroom semi-detached house

£200,000

4 bedroom detached house

Availability

For sale

For sale

Advertised Share

50%

50%

Full market price

£285,000

£400,000

Deposit from

£7,125

£10,000

Monthly rent

£326.56

£458.33

Monthly Mortgage Cost

£788

£1,106

Total Monthly Spend

£1,115

£1,565

Bedrooms

3

4

Bathrooms

Number of floors

2

2

Tenure

leasehold

leasehold

Overview

Countryside are proud to announce our latest development of new homes for sale in Apley, Telford.

For the second year running, Charlton Gardens has won The Pride in the Job Quality Award, celebrating the best UK site managers and their dedication to raising standards in house building.

Charlton Gardens features a stunning collection of 2, 3 and 4-bedroom detached and semi-detached new build houses.

Located perfectly for both work and play, this stylish new housing development has something for everyone, whether you're a first-time buyer or looking to move up the property ladder.

Established for over 60 years, we are proud to be awarded the …

FAQs

Shared ownership is a government-backed scheme, designed to make stepping onto the property ladder more affordable. You buy a portion of a home normally with a mortgage and a deposit, and pay a low-cost rent on the rest.

The eligibility criteria for Shared Ownership is simple; as long as you don’t currently own, or won’t own another property when you move in to a new home, you’re likely to qualify.


Your annual household income (that’s both yours and your partners’ if buying together) can’t exceed £80,000 (or £90,000 in London) and you’ll need to have savings to cover purchasing costs such as solicitors fees and your mortgage deposit. There’s no fixed minimum income; you just need to be able to afford to buy the home and the monthly costs - this will be established via an affordability assessment.

No - the scheme is designed to help people buy a suitably sized home that they cannot afford to buy otherwise. That typically means first time buyers, but if you've owned a home before and are selling, perhaps due to a divorce or needing to buy a bigger home, and cannot afford to buy, you might be eligible for Shared Ownership.

Disclaimer

The figures and estimates shown in this plot illustration should not be relied on as confirmation of affordability and should only be used as an indicative guide to monthly costs. The monthly rental cost is based on 2.75% on the retained equity (subject to change please ask your sales agent). This will usually increase by the annual rate of RPI or CPI. The monthly mortgage cost is based on a Variable Rate Mortgage at 5.50% over a 25-year repayment loan at a 95% LTV. Other costs will apply such as service charge. Sage Homes is not authorised or regulated by the Financial Conduct Authority to provide financial advice. You should always seek advice and recommendations from an independent financial advisor regarding mortgage products, affordability, interest rates, repayment methods and terms and conditions. You should also seek independent legal advice. Your home may be repossessed if you do not keep up payments on a mortgage or any other loan secured against it.

Register your interest

  • From

    £142,500

  • With min. deposit

    £7,125

Developer Phone Number: